Tuesday, August 5, 2008

Phasers on Stun

Well, I say, nine times out of ten you will get a nice person on the other end of the telephone line. Today, I got number ten. No names will be used. Yesterday the state told me to call Sallie Mae as the loan was getting ready to go into default. Today I did, and #10 snidely told me it was too late and how was I going to pay the 2,548 dollars right this minute? If I didn't they would be able to foreclose on my house. That's fine with me, as I live in a rent-controlled apartment building, but #10 went onto a barrage of what they will do to me, but what could I pay today? At this point, fifty dollars is big money, so that is what I offered. "That won't help, I'll take the fifty dollars but you need to pay $1,274 today to put a stop on this. Can't you borrow the money from someone?" Never. I would not ever do that.

Phone phobic me told #10 that I had just paid out of pocket for a master's course and that I hadn't any more than the $50 to spare. "You could have put in for a forbearance." Well, damn, I did; once online, got no response, sent it in writing, got no response. At least I have a very strong memory that I did, but with me, who knows. Paperwork is around here somewhere. He is lecturing me that my wages will be garnished regardless, "You could have called." He said that about three times. I know me better than that.

I asked if I could speak to someone else, he said that anyone else would be telling me the same thing, that they will take my wages and blah and blah and you and you. I said "I guess so. Thank you for your time," and hung up. I hated crying on the phone and I think he was enjoying it as an underscore to the bullying.

I don't know what to do, except I will call again tomorrow and if #10 answers, I will hang up, but that won't resolve anything, so maybe I have to face the little creep. The other lady at the state was so pleasant and helpful with arrangements, I got all brave and then met this tinhorn tyrant.
I wish him a pleasant day, I'm sure the family will be happy to see him when he gets home, I'm sure his family consists of a poster from Star Trek and a box of Hot Pockets. No, no, that's not me, I USED to have a STNG poster, but that was long ago in front of my exercycle. What's his face, the Number One guy. I bet Number One could kick #10's butt around the parking lot.

Sallie Mae has been helpful many times before, this phone-answering person is not a good representative. The corporation is in trouble, and has had to answer to NYS District Attorney Andrew Cuomo as far as some practices. Apparently, they receive three billion dollars worth of requests each month with only one billion coming in from investors to cover. They also are questioned about relationships with certain universities. But that doesn't help me other than wondering which large corporation may themselves be garnished by the federal government.

What a mess. Who the heck knows. I may not have a job this fall anyways; better news is that my friend says they can't put me in jail because there is no debtor's prison here.

No, no, don't worry, Auntie 2seahorses will be fine. You just watch. Words can take you many places, I'll just find a good place tomorrow. Good night, sleep well.

2 comments:

Anonymous said...

student loans...ugh...i remember them well.

oberallgau

Cake by the Lake said...

Doesn't it kill you how hard it is for an American citizen to get educated? Yes, it leaves one with the willies.

PS...especially nice job you did today, O.